{"id":2718,"date":"2011-04-12T12:24:33","date_gmt":"2011-04-12T16:24:33","guid":{"rendered":"http:\/\/blogs.law.harvard.edu\/snarl\/?p=2718"},"modified":"2011-04-12T12:24:33","modified_gmt":"2011-04-12T16:24:33","slug":"major-surgery-part-ii","status":"publish","type":"post","link":"https:\/\/archive.blogs.harvard.edu\/snarl\/2011\/04\/12\/major-surgery-part-ii\/","title":{"rendered":"Major Surgery: Part II"},"content":{"rendered":"<p>Argh! So I was writing in jest about my cavity filling being major surgery last week. But now it truly does feel like major surgery &#8211; at least from a financial perspective.<\/p>\n<p>I received the pre-estimate yesterday from my insurance company (Delta Dental). Apparently the cavity (determined to actually be between teeth, so technically two teeth receiving a filling side-by-side)\u00a0is located in what&#8217;s called\u00a0a pre-molar. The dentist proposes using the white fillings, but the insurance will only cover silver fillings on &#8220;back&#8221; teeth.<\/p>\n<p>The teeth in question are the FIRST teeth beyond the scope of what the insurance will cover for white fillings. Consequently, my out-of-pocket expenses are to be $404.85 versus about $50.<\/p>\n<p>Now I&#8217;m in decision mode:<\/p>\n<p>Do I fork over the money for the white fillings to maintain my beautiful smile (barf)?<\/p>\n<p>Do I go cheap and get silver fillings?<\/p>\n<p>Do I just wait and deal with it later? (which feels ghetto and makes me imagine myself 20 years from now letting all my teeth rot because I&#8217;m afraid to get work done).<\/p>\n<p>This isn&#8217;t something I&#8217;d planned on for this year so I didn&#8217;t take out extra money in Flexible Spending. Maybe I&#8217;ll schedule it for January and budget appropiately for next year. Besides, I already have a huge gap in my front teeth&#8230;what would be the problem with a few more gaps?<\/p>\n<p>Otherwise, life is good. I&#8217;m still in trip planning mode. Now that our next schedule trip is finalized (Hawaii in July\/August) I&#8217;m working on the next one. We were thinking of Chile in November, but are now thinking perhaps California Gold Counrty and saving Chile for next year. And possibly London for Christmas break. I don&#8217;t know&#8230;decisions, decisions.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Argh! So I was writing in jest about my cavity filling being major surgery last week. But now it truly does feel like major surgery &#8211; at least from a financial perspective. I received the pre-estimate yesterday from my insurance company (Delta Dental). Apparently the cavity (determined to actually be between teeth, so technically two [&hellip;]<\/p>\n","protected":false},"author":74,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2718","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/archive.blogs.harvard.edu\/snarl\/wp-json\/wp\/v2\/posts\/2718","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/archive.blogs.harvard.edu\/snarl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/archive.blogs.harvard.edu\/snarl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/archive.blogs.harvard.edu\/snarl\/wp-json\/wp\/v2\/users\/74"}],"replies":[{"embeddable":true,"href":"https:\/\/archive.blogs.harvard.edu\/snarl\/wp-json\/wp\/v2\/comments?post=2718"}],"version-history":[{"count":1,"href":"https:\/\/archive.blogs.harvard.edu\/snarl\/wp-json\/wp\/v2\/posts\/2718\/revisions"}],"predecessor-version":[{"id":2719,"href":"https:\/\/archive.blogs.harvard.edu\/snarl\/wp-json\/wp\/v2\/posts\/2718\/revisions\/2719"}],"wp:attachment":[{"href":"https:\/\/archive.blogs.harvard.edu\/snarl\/wp-json\/wp\/v2\/media?parent=2718"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/archive.blogs.harvard.edu\/snarl\/wp-json\/wp\/v2\/categories?post=2718"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/archive.blogs.harvard.edu\/snarl\/wp-json\/wp\/v2\/tags?post=2718"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}