{"id":1419,"date":"2007-10-11T09:50:09","date_gmt":"2007-10-11T13:50:09","guid":{"rendered":"http:\/\/blogs.law.harvard.edu\/snarl\/2007\/10\/11\/on-being-a-sell-out\/"},"modified":"2007-10-11T09:55:14","modified_gmt":"2007-10-11T13:55:14","slug":"on-being-a-sell-out","status":"publish","type":"post","link":"https:\/\/archive.blogs.harvard.edu\/snarl\/2007\/10\/11\/on-being-a-sell-out\/","title":{"rendered":"On Being a Sell-Out"},"content":{"rendered":"<p>This morning I did a terrible thing. <\/p>\n<p>I walked into the Harvard Square Bank of America and opened a checking account. Ugh! I&#8217;ve always hated the idea of these big entities swallowing up the little ones. But as they say, they gave me an offer I couldn&#8217;t refuse:<\/p>\n<p>For opening up a checking account, they gave me $100. <\/p>\n<p>How could I turn that down? Besides, instead of having to write a check to Randy each month for &#8220;rent&#8221; and utilities, I figured I could just direct deposit a portion of my check into this account each month. Then, technically, Randy can do with it as he pleases (he already has a Bank of America account and this apparently will make it easy to transfer from my account to his account within seconds &#8211; versus having to wait 3-7 days for a transfer from my existing bank).<\/p>\n<p>Yeah, it&#8217;s all kinda&#8217; convoluted. In the end, I really only did it for the $100. It saddens me, though, that I am now one of the masses. For the past decade and a half I&#8217;ve prided myself on only having accounts with smaller institutions (currently a credit union). Yep, that&#8217;s me &#8211; rooting for the underdog. Holding out for the return of the milkman and the doctor making house calls.<\/p>\n<p>Oh well, the times&#8230;they are a changin&#8217;.<\/p>\n<p>On the plus side, the customer service representative revealed that my credit score is 800 (out of a possible 850). She said that in 18 years of banking she&#8217;s only seen 2 scores that high before. She said she&#8217;ll occasionally see scores in the 700&#8217;s, but most are in the 600&#8217;s or lower. That made me feel slightly better for selling out.<\/p>\n<p>(Photo found on Flickr, from sandcastlematt&#8217;s gallery. Ironically, this photo was taken in Harvard Square).<\/p>\n","protected":false},"excerpt":{"rendered":"<p>This morning I did a terrible thing. I walked into the Harvard Square Bank of America and opened a checking account. Ugh! I&#8217;ve always hated the idea of these big entities swallowing up the little ones. But as they say, they gave me an offer I couldn&#8217;t refuse: For opening up a checking account, they [&hellip;]<\/p>\n","protected":false},"author":74,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1419","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/archive.blogs.harvard.edu\/snarl\/wp-json\/wp\/v2\/posts\/1419","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/archive.blogs.harvard.edu\/snarl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/archive.blogs.harvard.edu\/snarl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/archive.blogs.harvard.edu\/snarl\/wp-json\/wp\/v2\/users\/74"}],"replies":[{"embeddable":true,"href":"https:\/\/archive.blogs.harvard.edu\/snarl\/wp-json\/wp\/v2\/comments?post=1419"}],"version-history":[{"count":0,"href":"https:\/\/archive.blogs.harvard.edu\/snarl\/wp-json\/wp\/v2\/posts\/1419\/revisions"}],"wp:attachment":[{"href":"https:\/\/archive.blogs.harvard.edu\/snarl\/wp-json\/wp\/v2\/media?parent=1419"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/archive.blogs.harvard.edu\/snarl\/wp-json\/wp\/v2\/categories?post=1419"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/archive.blogs.harvard.edu\/snarl\/wp-json\/wp\/v2\/tags?post=1419"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}