{"id":514,"date":"2007-02-11T14:37:24","date_gmt":"2007-02-11T18:37:24","guid":{"rendered":"http:\/\/blogs.law.harvard.edu\/shlep\/2007\/02\/11\/getting-wheels\/"},"modified":"2007-02-11T22:27:02","modified_gmt":"2007-02-12T02:27:02","slug":"getting-wheels","status":"publish","type":"post","link":"https:\/\/archive.blogs.harvard.edu\/shlep\/2007\/02\/11\/getting-wheels\/","title":{"rendered":"Getting Wheels"},"content":{"rendered":"<p>My local paper recently ran a story about some salespeople at a car dealership who fleeced a mentally ill man who came to the dealership with $30,000 in cash. They sold him a truck (worth much less), went to his apartment to steal the rest of his money, and then one bought the truck back at a big profit. Needless to say, they are being prosecuted. <a href=\"http:\/\/archives.seattletimes.nwsource.com\/cgi-bin\/texis.cgi\/web\/vortex\/display?slug=huling09m&amp;date=20070209\">How drugs and greed tainted auto dealership<\/a>, Seattle Times, Feb. 9, 2007.<\/p>\n<p>That\u2019s a horrible story, but what\u2019s link to self-help law? What caught my eye was a sidebar: <a href=\"http:\/\/archives.seattletimes.nwsource.com\/cgi-bin\/texis.cgi\/web\/vortex\/display?slug=hulingside09m&amp;date=20070209&amp;source=st\">Legal recourse limited in state for remorseful buyers of autos<\/a>.<\/p>\n<p><img decoding=\"async\" alt=\"Roadster - little red\" src=\"http:\/\/blogs.law.harvard.edu\/shlep\/files\/2007\/02\/Roadster%20-%20little.JPG\" \/>I thought that, since a car is one of the biggest purchases most people make (second only to a house, and many people never buy a house!), it might be worth listing some resources about buying cars.<!--more--><\/p>\n<p><a href=\"http:\/\/www.ftc.gov\/bcp\/conline\/edcams\/automobiles\/index.html\">Automobiles: An FTC Guide for Consumers<\/a> has a range of information about buying cars (used and new), having cars repaired, and so on. See <a href=\"http:\/\/www.ftc.gov\/bcp\/conline\/pubs\/autos\/ucartip.htm\">Tips for Buying a Used Car<\/a> for the basics on that topic. <a href=\"http:\/\/www.ftc.gov\/bcp\/conline\/pubs\/autos\/vehfine.htm\">Understanding Vehicle Financing<\/a> walks you through the mysteries of credit. And there\u2019s <a href=\"http:\/\/www.ftc.gov\/bcp\/conline\/pubs\/autos\/carrepo.htm\">Vehicle Repossession<\/a> to explain the unfortunate end of some car deals. The Federal Trade Commission\u2019s regulations are in <a href=\"http:\/\/ecfr.gpoaccess.gov\/cgi\/t\/text\/text-idx?sid=3ad5b48a02eb1707974872e00175bbb5&amp;c=ecfr&amp;tpl=\/ecfrbrowse\/Title16\/16cfrv1_02.tpl\">16 CFR<\/a> (if you want to get into the hard-core legalese). Cars come up a lot:<\/p>\n<ul>\n<li>GUIDES FOR THE REBUILT, RECONDITIONED AND OTHER USED AUTOMOBILE PARTS INDUSTRY, 16 CFR 20<\/li>\n<li>GUIDE CONCERNING FUEL ECONOMY ADVERTISING FOR NEW AUTOMOBILES, 16 CFR 259<\/li>\n<li>AUTOMOTIVE FUEL RATINGS, CERTIFICATION AND POSTING, 16 CFR 306<\/li>\n<li>LABELING REQUIREMENTS FOR ALTERNATIVE FUELS AND ALTERNATIVE FUELED VEHICLES, 16 CFR 309<\/li>\n<li>USED MOTOR VEHICLE TRADE REGULATION RULE, 16 CFR 455<\/li>\n<\/ul>\n<p>One regulation you might overlook is RULE CONCERNING COOLING-OFF PERIOD FOR SALES MADE AT HOMES OR AT CERTAIN OTHER LOCATIONS, 16 CFR part 429. It gives buyers three business days (a &#8220;cooling-off period&#8221;) to cancel certain sales. Section 429.1 says it applies to &#8220;any door-to-door sale.&#8221; Cars aren\u2019t sold door to door, BUT section 429.0 defines &#8220;Door-to-Door Sale&#8221; to include sales &#8220;made at a place other than the place of business of the seller (e.g., sales at the buyer&#8217;s residence or at facilities rented on a temporary or short-term basis. . .).&#8221; The <em>Seattle Times<\/em> article pointed out that this includes those &#8220;tent sales&#8221; where car dealers set up on parking lot near a shopping mall, offering balloons, hot dogs, and (ostensibly) great deals.<\/p>\n<p>And of course, all of the regulations concerning advertising, warranties, and credit practice apply to automobile advertising, warranties, and credit practices too.<\/p>\n<p>Throughout <a href=\"http:\/\/www.ftc.gov\/bcp\/conline\/edcams\/automobiles\/index.html\">Automobiles: An FTC Guide for Consumers<\/a>, the FTC notes that there are areas governed by state law, which can, of course, vary from state to state. For instance <a href=\"http:\/\/www.ftc.gov\/bcp\/conline\/pubs\/autos\/usedcar.htm\">Buying a Used Car<\/a> says, &#8220;Some states, including Connecticut, Kansas, Maine, Maryland, Massachusetts, Minnesota, Mississippi, New Jersey, New York, Rhode Island, Vermont, West Virginia and the District of Columbia, don&#8217;t allow &#8216;as is&#8217; sales for many used vehicles.&#8221; So it&#8217;s important to check your own state. Often the attorney general\u2019s office will have information, like <a href=\"http:\/\/www.atg.wa.gov\/ConsumerIssues\/Cars.aspx\">this page<\/a> from Washington\u2019s AG, that includes:<\/p>\n<ul>\n<li>Before You Buy<\/li>\n<li>Buying Precautions<\/li>\n<li>Shopping for a Vehicle<\/li>\n<li>Buying a Used Vehicle<\/li>\n<li>Leasing<\/li>\n<li>Signing the Contract<\/li>\n<li>Lemon Law<img loading=\"lazy\" decoding=\"async\" width=\"48\" height=\"36\" alt=\"Lemon car\" src=\"http:\/\/blogs.law.harvard.edu\/shlep\/files\/2007\/02\/Lemon%20car.JPG\" \/><\/li>\n<li>Auto Repair<\/li>\n<li>Tips for Buying<\/li>\n<li>Tips for Leasing<\/li>\n<li>Resources<\/li>\n<\/ul>\n<p>There are links to all the state attorneys general <a href=\"http:\/\/www.naag.org\/attorneys_general.php\">here<\/a>. Also remember to check for your state&#8217;s link in <a href=\"http:\/\/www.lawhelp.org\/\">LawHelp.org<\/a>.<\/p>\n<p><a href=\"http:\/\/www.consumerlaw.org\/\">The National Consumer Law Center<\/a> is one group to watch. Its <a href=\"http:\/\/www.consumerlaw.org\/about\/action_agenda.shtml\">&#8220;Action Agenda&#8221;<\/a> includes:<\/p>\n<blockquote><p>AUTO FRAUD An astonishing percentage of car sales involve fraud, deception, or unfair conduct. Consumers are sold new or used cars that are &#8220;lemons&#8221; or are defrauded by dealers who do not fully disclose the car\u2019s wreck or salvage history, its prior use as a rental car, history of mechanical problems, or other defects.<\/p><\/blockquote>\n<p>The National Consumer Law Center is currently co-counsel in a number of cases on discrimination in car financing.See: <a href=\"http:\/\/www.consumerlaw.org\/action_agenda\/cocounseling\/examples_litigation.shtml#auto\">Litigation<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>My local paper recently ran a story about some salespeople at a car dealership who fleeced a mentally ill man who came to the dealership with $30,000 in cash. They sold him a truck (worth much less), went to his apartment to steal the rest of his money, and then one bought the truck back [&hellip;]<\/p>\n","protected":false},"author":502,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[896,897],"tags":[],"class_list":["post-514","post","type-post","status-publish","format-standard","hentry","category-resources-consumer","category-resources-practitioner"],"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/archive.blogs.harvard.edu\/shlep\/wp-json\/wp\/v2\/posts\/514","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/archive.blogs.harvard.edu\/shlep\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/archive.blogs.harvard.edu\/shlep\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/archive.blogs.harvard.edu\/shlep\/wp-json\/wp\/v2\/users\/502"}],"replies":[{"embeddable":true,"href":"https:\/\/archive.blogs.harvard.edu\/shlep\/wp-json\/wp\/v2\/comments?post=514"}],"version-history":[{"count":0,"href":"https:\/\/archive.blogs.harvard.edu\/shlep\/wp-json\/wp\/v2\/posts\/514\/revisions"}],"wp:attachment":[{"href":"https:\/\/archive.blogs.harvard.edu\/shlep\/wp-json\/wp\/v2\/media?parent=514"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/archive.blogs.harvard.edu\/shlep\/wp-json\/wp\/v2\/categories?post=514"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/archive.blogs.harvard.edu\/shlep\/wp-json\/wp\/v2\/tags?post=514"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}