{"id":418,"date":"2006-12-26T15:16:18","date_gmt":"2006-12-26T19:16:18","guid":{"rendered":"http:\/\/blogs.law.harvard.edu\/shlep\/2006\/12\/26\/post-christmas-consumer-tips\/"},"modified":"2006-12-27T12:33:15","modified_gmt":"2006-12-27T16:33:15","slug":"post-christmas-consumer-tips","status":"publish","type":"post","link":"https:\/\/archive.blogs.harvard.edu\/shlep\/2006\/12\/26\/post-christmas-consumer-tips\/","title":{"rendered":"post-Christmas consumer tips"},"content":{"rendered":"

If excessive Christmas-related consumption has left you too frazzled to join the shopping mall mob scene on Boxing Day<\/a> 2006, you should perhaps\u00a0count your blessings.\u00a0 (update<\/em>, 10 PM:\u00a0And, be thankful you weren’t a sales clerk on “returns day,” like Bob Newhart circa 1957 – “Near death of a salesman<\/a>,” New York Times<\/em>, Dec. 26, 2006) Rather than hunt for a parking space, stay parked at your computer a little longer, and take advantage of some free tips we’ve discovered\u00a0around the internet for the wise consumer, giftee, and\/or taxpayer:<\/p>\n

\"XmasOrnamentRS\"\u00a0Consumer World’s Annual Return Policy Survey<\/a> — The CW<\/em> report says “If you must battle the crowds this week on the return lines, expect stores to continue to enforce complicated and restrictive return policies. In Consumer World’s annual survey of return policies, the secret limits to keep you off the “returners blacklist” are revealed, the extended deadlines for holiday returns are listed, as well as tips for many happy returns.” Remember<\/p>\n

Consumer rights vary from state to state with respect to product returns. Generally speaking, a store can set up any return policy it wants, whether it is “all sales final”, “merchandise credit only”, or “all returns in 30 days”. Most states require the policy to be clearly disclosed to the buyer prior to purchase, usually by means of a sign. Some states do not consider a disclosure that only appears on the sales receipt to meet this requirement. It is not unreasonable, however, to require customers to provide a sales slip or gift receipt to establish where and when the item was purchased, and at what price.<\/em><\/p><\/blockquote>\n

\"XmasOrnamentGS\"\u00a0 Click to find state and local consumer protection offices<\/a>.\u00a0 A lot of civil servants are taking annual leave this week, but I’m sure\u00a0they’ll be able to help with unsolved consumer issues when they return in 2007.\u00a0 Of course, self-helpers can often find\u00a0information on their rights, and answers to problems, directly at the government websites.<\/p>\n

afterthought<\/em> (Dec. 27, 2006):\u00a0 “If a retailer didn’t deliver as promised or if you feel you’ve been ripped off, the Federal Trade Commission (FTC) has some tips for you,” on a page called Problems with Holiday Purchases?<\/a>.\u00a0\u00a0If you suspect the business may have broken the law, you can file a complaint with the Federal Trade Commission, by calling the FTC toll-free at 1-877-FTC-HELP (1-877-382-4357) or file a complaint online at www.ftc.gov<\/a>.\u00a0 Of course, you shouldn’t “make\u00a0a federal case” out of every consumer disappointment.\u00a0 The FTC advises:<\/p>\n

Get Satisfaction<\/strong>
\nIf you have an unsatisfactory shopping experience, the best course of action is to contact the retailer. Look for an address to write to or a phone number to call. If you’ve never heard of the seller, check on its location and reputation with the Better Business Bureau or the state attorney general’s office.<\/p>\n

If you’re dissatisfied with the way the matter is handled, take your business elsewhere in the future. However, it is important to recognize that while some business practices – such as notifying the consumer that the order will be delayed in a less-timely manner than the consumer may like – may be poor customer service – they’re not necessarily against the law.<\/p><\/blockquote>\n

\"XmasOrnamentRS\"\u00a0 If our links on Gift Cards<\/a> don’t answer all your related questions, you might want to see the Wall Street Journal<\/em> article “Sell or swap gift cards,”<\/a> Dec. 24, 2006.\u00a0 Don’t contribute to the expected total of $3.5 billion in unused gift cards.\u00a0 The WSJ <\/em>article links to sites that let you sell or swap or purchase gift cards that just didn’t fit the recipient.<\/p>\n

\"XmasOrnamentGS\"\u00a0 Thinking of buying an automobile at those much-advertised year-end sales?\u00a0 Stop first at the Consumer Reports<\/em> list of best and worst year-end auto deals<\/a>.<\/p>\n

\"XmasOrnamentRS\"\u00a0 If last-minute donations are part of your year-end tax reduction plans, don’t forget to asceratin whether your target is a tax-qualified charity, using the iRS Charity Search<\/a>.\u00a0Also, remember that “Recent Tax Law Changes May Affect People Giving to Charity<\/a>: IRS Offers Tips for Year-End Donations” (Dec. 14, 2006).\u00a0For example:<\/p>\n