{"id":187,"date":"2009-10-08T02:07:49","date_gmt":"2009-10-08T06:07:49","guid":{"rendered":"http:\/\/blogs.law.harvard.edu\/scotthartley\/?p=187"},"modified":"2009-10-08T02:07:49","modified_gmt":"2009-10-08T06:07:49","slug":"mchopa","status":"publish","type":"post","link":"https:\/\/archive.blogs.harvard.edu\/scotthartley\/2009\/10\/08\/mchopa\/","title":{"rendered":"Technology in Africa"},"content":{"rendered":"<p>This week, with the help of Joshua To and <a href=\"http:\/\/www.brutelabs.org\" target=\"_blank\">Brute Labs<\/a>, we launched <a href=\"http:\/\/bit.ly\/Mchopa\" target=\"_blank\">MCHOPA.com<\/a>.\u00a0 The site features the iconic Masai paintings of Gregory Mchopa, an artist whom Josh and I met in 2007 while consulting for Google.org. Dispatched as Business Development Consultants and lecturers in TechnoServe&#8217;s &#8220;Believe, Begin, Become&#8221; national business plan competition, we read scores of business plans and advised entrepreneurs on framing problems, solutions, and market needs. It wasn&#8217;t until our break, however, that we met Greg, dusty Nokia in hand, pitching deals in mile-a-minute Swahili. We offered web services; he agreed to inventory supply; we promised to return him 100% of the profits.\u00a0 It was a challenge to bring his art to the global market. This week we launched MCHOPA fit with transaction capability, and a custom back-end engineered for instant inventory management. While we hope to build the idea into a more modular platform for web-savvy emerging market entrepreneurs, we have encountered significant challenges along the way.\u00a0 As I outline in this week&#8217;s piece for Harvard&#8217;s Internet &amp; Democracy blog, <a href=\"http:\/\/blogs.law.harvard.edu\/idblog\/2009\/09\/30\/mobile_in_africa\/\" target=\"_blank\">Africa sits on the fulcrum of growth.<\/a> However, while technology is changing lifestyles, it&#8217;s not yet changing livelihoods in Africa.\u00a0 The OpenNet Initiative (ONI) released its latest review of the <a href=\"http:\/\/opennet.net\/research\/regions\/ssafrica\" target=\"_blank\">Internet in Sub-Saharan Africa<\/a>, but broadband is but the first step.\u00a0 In an article I authored this week in the Yale Journal of International Affairs entitled &#8220;<a href=\"http:\/\/yalejournal.org\/article\/bringing-africa-online-leveraging-technology-enable-entrepreneurs\" target=\"_blank\">Bringing Africa Online: Leveraging Technology to Enable Entrepreneurs<\/a>,&#8221; I argue that &#8220;technology firms are key to injecting efficiency into financial markets, expanding access to credit and capital, and treating some of the development maladies across Africa.&#8221; I discuss the possible roles of public and private engagement, the potential for &#8220;Cloud Banking&#8221; or an Online Development Bank, and the impact that technology could have in affirming credit worthiness, lowering the transaction costs associated with risk assessment, and facilitating entrepreneurial debt-capital access for SME.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>This week, with the help of Joshua To and Brute Labs, we launched MCHOPA.com.\u00a0 The site features the iconic Masai paintings of Gregory Mchopa, an artist whom Josh and I met in 2007 while consulting for Google.org. Dispatched as Business Development Consultants and lecturers in TechnoServe&#8217;s &#8220;Believe, Begin, Become&#8221; national business plan competition, we read [&hellip;]<\/p>\n","protected":false},"author":2121,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[142],"tags":[429,13522,13444,13524,13523,58567],"class_list":["post-187","post","type-post","status-publish","format-standard","hentry","category-technology","tag-africa","tag-mchopa","tag-mpesa","tag-sme","tag-sub-saharan","tag-technology"],"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/archive.blogs.harvard.edu\/scotthartley\/wp-json\/wp\/v2\/posts\/187","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/archive.blogs.harvard.edu\/scotthartley\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/archive.blogs.harvard.edu\/scotthartley\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/archive.blogs.harvard.edu\/scotthartley\/wp-json\/wp\/v2\/users\/2121"}],"replies":[{"embeddable":true,"href":"https:\/\/archive.blogs.harvard.edu\/scotthartley\/wp-json\/wp\/v2\/comments?post=187"}],"version-history":[{"count":3,"href":"https:\/\/archive.blogs.harvard.edu\/scotthartley\/wp-json\/wp\/v2\/posts\/187\/revisions"}],"predecessor-version":[{"id":190,"href":"https:\/\/archive.blogs.harvard.edu\/scotthartley\/wp-json\/wp\/v2\/posts\/187\/revisions\/190"}],"wp:attachment":[{"href":"https:\/\/archive.blogs.harvard.edu\/scotthartley\/wp-json\/wp\/v2\/media?parent=187"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/archive.blogs.harvard.edu\/scotthartley\/wp-json\/wp\/v2\/categories?post=187"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/archive.blogs.harvard.edu\/scotthartley\/wp-json\/wp\/v2\/tags?post=187"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}