Malicious “Ransomware” Can Hold Computer Files Hostage: Scientific American, 5 November 2013

Security experts acknowledge that not paying isn’t feasible for everyone, however. “The exact same argument is made for kidnapping—never give ransom money, it just encourages them,” says Bruce Schneier, a cryptographer and fellow at the Berkman Center for Internet and Society at Harvard Law School. “And that argument makes a whole lot of sense until it is your child. When it is your data, you will pay if it is worth it.”

via Malicious “Ransomware” Can Hold Computer Files Hostage: Scientific American.